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E.E.K.Crete: “With 100 euro/month, borrowing ,working at farm work, saved the house of”

Read the announcement: “Positive is , exists.627 /215 decision, from the…district Court of Chania, for a debt-ridden household, with three adult children, where the basis of this, set out monthly payments of 100 euros , for five years, regulating the debt of the household, saving and their home , land and land with olive trees.On the merits of the case and in accordance with the notice of the Union for the Protection of Consumers of Crete, where the wife’s borrowing and state , from the year 2012 ,has addressed this, asking the assistance of ,for the inclusion of favorable provisions of law. Katseli, an effort that has failed out-of-court, it is τρίτεκνη family , with a permanent inability to pay the arrears, due to a reduction in income and situation, with total amount of debt, 18.222,95 euro , a creditor Bank..Income that the family has : Overall, 550 euro , monthly family income.The husband just happens without work and without income.The monthly cost of the family , amounts to 450 euro, with 100 euro available, for the loan installment to the Bank.Assets available to the family : (a)residential 131,17 sq.m, ownership of land and 227,18 sq.m (b)Plot of 1000 sq.m with olive trees.In particular, the district Court of Chania , having studied the dossier of the case ,the documents presented by the proxies, a lawyer of the applicant, which were accepted, by the Court of Chania, in spite of the alleged objections of the creditor Bank .On these ,adopted exists.627/15 decision , which states: (a)Accept the application, (b)Adjusts the debts of the δανειολήπτριας , the definition of monthly payments, amount to eur 100 million ,for five years.(c)Excludes the sale of the principal residence, (d)Grants a “grace period ” five years (e)Requires that the wife,for the rescue of the residence, the payment of a monthly instalment , 94,44€, for 10 years, in 60 equal monthly . Important!!! Provides the ability to the applicant, in the case that the creditor bank refuse the payment of those instalments ,by this decision , to testify that the corresponding amount of the Deposits and Loans Fund.Finally, as a Union for the Protection of Consumers of Crete, on the occasion of the expiry of certain provisions of law. Katseli (31-12-2015, calls on borrowers who have so far failed to adjust their loans, we emphasize that the Law Katselis remains in force and after 1-1-2016, but what’s the strict income and asset criteria.And even διαβεβαιούμε borrowers that , in the Union of Protection of Consumers of Crete , and the new year, will be available in the service of borrowers , for information and counseling and inclusion in the new legal framework, the amended to.Katseli. Therefore we call upon the borrowers either to visit the office, working days and hours ,to the following address: (a) Platt.1866 no.2 CHANIA (b)Λακέρδας 11 Ierapetra to communicate with us σταΤηλ.Fax : 2821092306 Fax : 2821086245 Chania, Tel.Fax 2842020140 Ιεράπετραe-mail:epkxan@gmail.com The Chairman of the Union of Consumer Protection ΚρήτηςΙωάννα Μελάκη”

Read the announcement: “the Positive is , exists.627 /215 decision, from the…
County of Chania, for a debt-ridden household, with three adult children, where the basis of this, set out monthly payments of 100 euros , for five years, regulating the debt of the household, saving and their home , land and land with olive trees.
On the merits of the case and in accordance with the notice of the Union for the Protection of Consumers of Crete, where the wife’s borrowing and state , from the year 2012 ,has addressed this, asking the assistance of ,for the inclusion of favorable provisions of law. Katseli, an effort that has failed out-of-court, it is τρίτεκνη family , with a permanent inability to pay the arrears, due to a reduction in income and situation, with total amount of debt, 18.222,95 euro , a creditor Bank..Income that the family has : Overall, 550 euro , monthly family income.
The husband just happens without work and without income.The monthly cost of the family , amounts to 450 euro, with 100 euro available, for the loan installment to the Bank.
Assets available to the family : (a)residential 131,17 sq.m, ownership of land and 227,18 sq.m (b)Plot of 1000 sq.m with olive trees.In particular, the district Court of Chania , having studied the dossier of the case ,the documents presented by the proxies, a lawyer of the applicant, which were accepted, by the Court of Chania, in spite of the alleged objections of the creditor Bank .On these ,adopted exists.627/15 decision , which states:
(a)Accept the application, (b)Adjusts the debts of the δανειολήπτριας , the definition of monthly payments, amount to eur 100 million ,for five years.
(c)Excludes the sale of your primary residence,
(d)Grant a “grace period” of five years
(e)Requires that the wife,for the rescue of the residence, the payment of a monthly instalment , 94,44€, for 10 years, in 60 equal monthly .
Important!!! Provides the ability to the applicant, in the case that the creditor bank refuse the payment of those instalments ,by this decision , to testify that the corresponding amount of the Deposits and Loans Fund.
Finally, as a Union for the Protection of Consumers of Crete, on the occasion of the expiry of certain provisions of law. Katseli (31-12-2015, calls on borrowers who have so far failed to adjust their loans, we emphasize that the Law Katselis remains in force and after 1-1-2016, but what’s the strict income and asset criteria.
And even διαβεβαιούμε borrowers that , in the Union of Protection of Consumers of Crete , and the new year, will be available in the service of borrowers , for information and counseling and inclusion in the new legal framework, the amended to.Katseli. Therefore we call upon the borrowers either to visit the office, working days and hours ,to the following address: (a) Platt.1866 no.2 CHANIA (b)Λακέρδας 11 Ierapetra to communicate with us σταΤηλ.Fax : 2821092306 Fax : 2821086245 Chania, Tel.Fax 2842020140 Ierapetra
e-mail:epkxan@gmail.com
The Chairman of the Union of Consumer Protection Crete
Joan Μελάκη”

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