Information on the transmission of personal data in the context of transfer of claims

The PQH Single Special Clearance of Anonymous Company, Special Liquidator of Credit Institutions (hereinafter ‘PQH’), based in Maroussi Attica (Grabia 3 and Granikos) in its capacity as a special liquidator of the following under special liquidation of credit institutions (hereinafter referred to as the ‘SEE Credit Institutions’) Agricultural Bank of Greece S.A. under special liquidation Postal Savings Bank of Greece S.A. under special liquidation Bank PROBANK SA under special liquidation FBB – First Business Bank SA. under special treatment PROTON Bank S.A. under special liquidation Panhellenic Bank S.A. under special liquidation Achaean Cooperative Bank Co.A. under special liquidation Cooperative Bank of Dodecanese Co.A. under special liquidation Co-operative Bank of Lamia Co.A. under special liquidation Co-operative Bank of Evia Co.A. under special liquidation Co-operative Bank of Western Macedonia Co.A. under special liquidation Cooperative Bank of Peloponnese Co.P.E. under special liquidation Cooperative Bank of Lesvos – Limnos Co.A. under special clearance It announces the following: On 15th -11-2024 (hereinafter referred to as ‘the Transfer Date’) the sale and transfer of claims from a mixed portfolio of non-performing and serviced loans (business and retail banking) mostly unsecured or with low collateral, which had been granted by the above NHEU Credit Institutions (hereinafter the ‘Alphabet Portfolio Requirements Unsecured or Low Guaranteed Loans’). The Alphabet Portfolio Requirements Unsecured or Low-Secured Loans were transferred to the company under the name EUCLID FINANCIAL INVESTOR DESIGNATED ACTIVITY COMPANY under the provisions of Law 5072/2023 (hereinafter referred to as ‘the Acquisition Company’), which is based in Ireland with registration number in the company register 763761. The transfer of the Alphabet Portfolio Requirements of Uninsured or Low Guaranteed Loans under the above does not affect the position of debtors or other persons involved, nor the conditions for repayment of the debts concerned. The Acquisition Company entrusted the management of Alphabet Portfolio Requirements Uninsured or Low Guaranteed Loans to the credit manager under the name “DoValue Greece Anonymous Debt Management Company” (hereinafter “the Administrator”) based in Muscat, has been licensed and supervised by the Bank of Greece in accordance with the requirements of Law 5072/2023. In the context of the aforementioned transfer, the personal data of debtors and guarantors (to which it has been sent and personally updated to their available addresses), as well as those of other natural persons associated with the Alphabet Portfolio Requirements Unsecured or Low Guaranteed Loans in any capacity, (e.g. guarantors, collateral providers, special or universal successors, full-time lawyers, counter-clients, third parties in whose hands it is possible to impose a seizure or against which the right of compensation may be exercised, members of the administration of legal persons, etc.) were transmitted, pursuant to Article 21 and 32 of Law 5072/2023, by the NHEU Credit Institutions to the Administrator and the acquired Company. Interested parties may be informed in detail about the processing of personal data, in which they carry out the Publications Credit Institutions, the Administrator and the acquired Company, as well as about the rights of data subjects arising from the General Regulation (EU) on Data Protection 679/2016 and Greek legislation, as well as how to exercise those rights by referring to the respective personal data protection policies: PQH on its website: www.pqh.gr/announcements/alphabet-gdpr of the Administrator on its website: www.dovaluegreece.gr/ of the Detention Society, which is posted on the Manager’s website. PQH has agreed to make the following claims transfers: In the transfer of claims of non-performing and serviced mainly residential loans, mostly secured by real estate collateral (Alphabet Guaranteed Retail Loans) that had provided the above PSO Credit Institutions (hereafter the ‘Alphabet Guaranteed Retail Loan Requirements’), according to N. 3156/2003, which is expected to be completed within the year 2025. The Alphabet Portfolio Requirements Insurance Retail Loans will be transferred to the special purpose company under the name EUDOXUS ISSUER DESIGNATED ACTIVITY COMPANY, which is based in Ireland with company registration number 767381 and is a special purpose company under the provisions of Law 3156/2003. According to N. 3156/2003, which is expected to be completed in the year 2025. Alphabet Portfolio Requirements Insurance Business Loans will be transferred to the special purpose company under the name DYSART FINANCE I DESIGNATED ACTIVITY COMPANY, which is based in Ireland with registration number in the company register 764665 and is a special purpose company under the provisions of Law 3156/2003. The above transfers of the Alphabet Portfolio Requirements Secured Retail and Portfolio Loans Alphabet Secured Business Loans (hereinafter jointly referred to as “Requirements”) to EUDOXUS ISSUER DESIGNATED ACTIVITY COMPANY and DYSART FINANCE I DESIGNATED ACTIVITY COMPANY respectively (hereinafter jointly referred to as the “Acquired Companies”) do not affect the position of debtors or other persons concerned, nor the conditions for repayment of the debts concerned. In the context of these transfers, the personal data of debtors and guarantors (who receive and personalised information in their available addresses), as well as those of other natural persons associated with the Claims in any capacity, (e.g. guarantors, collateral providers, special or universal successors, full-time lawyers, opposers, third parties in whose hands it is possible to impose a seizure or against whom the right to set off, members of the administration of legal persons, etc.) will be transferred under Article 10 para.21 of Law 3156/2003 by the DEI Credit Institutions, as represented by their special liquidator, PQH, to the acquiring Companies. In addition, for the purpose of managing the Claims in the context of their transfer to the Acquiring Companies, the above personal data related to them will also be transmitted to the companies – credit managers who will undertake the management of those Claims under a related subsequent assignment by the Acquiring Companies, based on the provisions of Law 5072/2023 and/or Law 3156/2003, as appropriate (hereinafter ‘Managers’). Interested parties may be informed in detail about the processing of personal data, which are carried out by the FIS credit institutions, the Administrators and the Acquiring Companies, as well as about the rights of data subjects arising from General Regulation (EU) on Data Protection 679/2016 and Greek legislation, as well as how to exercise these rights by referring to the respective personal data protection policies: PQH on its website: www.pqh.gr/announcements/alphabet-gdpr of the Acquiring Companies of the Administrators to be entrusted with the management of the Requirements.