How not to spend enough money on your purchases this Christmas

Consumers are “bombed” by dozens of commercial shop ads during their period, starting with Black Friday and then Cyber Monday. After all, during Christmas, several consumers escape their budget, to do their shopping, but also to buy gifts for their loved ones, so the consumer fury of celebrations is considered an inevitable habit. However, there are some useful advice that you can adopt so that you do not spend enough money on your purchases, this year’s Christmas. Set a limit on your budget The first step for your Christmas markets is to set a limit on your budget and try not to exceed it by making purchases based on fictitious needs. To make a proper budget, take paper and pencil and note our monthly income. Then deduct costs for your fixed costs (e.g. bills, tax). Then record the products you really need and want to acquire. Then name the individuals (friends, family members) you wish to give them gifts. Start your purchases early this year, Black Friday falls on Friday (29.11. 24), followed by Cyber Monday (2.12.2024) for online markets, which have turned into Black Week and Cyber Week. So, if you have registered in the newsletters of commercial shops and if you follow their social media profiles, then you can start your purchases early on at particularly low prices. In this way, you are expected to save money and cover the relevant list of your purchases faster, in view of the festive season. Don’t wait for the last moment. There are not a few consumers who start their purchases at the last minute, hoping that prices are going to fall lower. However, in this case, there is a possibility that the products you intended to buy will be exhausted, resulting in more costly purchases. Second-hand gifts Due to the high cost of living, several European consumers turn to buying second-hand items in order to save money. In our country, there are several second hand stores (e.g. clothes). All you have to do is search them online and visit their natural branches where you expect to find amazing products at very affordable prices. And don’t forget, of course, that there are several outlet shops. If, of course, you want to buy a technology product, there are several options, without having to spend. Compare prices At the same time, there are several digital platforms that can help you compare prices among hundreds of shops. At the same time, in case you make online purchases, check the cost of shipping costs or if you have to pay a certain amount for free shipping, as well as any gift cards that you can earn to cash them in your future purchases. Do not compare yourself to others Finally, do not get carried away by the plans for purchases that people from around you intend to make (e.g. friends, colleagues). For this reason, it is important to stay focused on the list of your purchases according to your financial earnings. Surely you do not want an impulsive market to burden your financial situation further.