On the merits of the case and in accordance with the notice of the Union for the Protection of Consumers of Crete, where such borrower is a member of ,the year 2012 ,where he addressed this, asking the assistance of ,for the integration of the new. Katseli ,an effort that has failed out-of-court, it is for a married borrower but husband unemployed and the father of two minors , who was found in a permanent inability to pay the arrears, total amount of debt 71.292,80 euros , in a creditor Bank , but into two loan agreements , due to a reduction in income.Income features : Total 960 euros , the monthly salary of the.It has an annual agricultural income, totaling 720 euros plus per year 3.100 euro ,from a rural subsidy.The wife happens to be unemployed, without unemployment benefit.
Assets that the debtor has : (a)A building site 123,61 sq.m (b) Plot of 300,85 sq.m (c) approximately 20 acres parcels of land with olive trees and vineyard (d).X. (e)βάÏκαΕιδικότεÏα the County of Sitia , having studied the dossier of the case ,the documents produced by ηπληÏεξοÏσια lawyer of the applicant ,which were accepted, by the Court of Ierapetra, in spite of the alleged objections of the creditor Bank, on the grounds of vagueness, on the fraudulent πεÏιÎλευσης of the applicant’s insolvency, the claim that the application is exercised abusively etc.p On those adopted there.47/15 decision , which states:
(a)Accept the application, (b)Adjust the applicant’s debts , with the definition of monthly payments of 80 euros, to the creditor, for a period of five years
(c)Grant a “grace period” of five years
(e)Requires , to the applicant , after the expiry of the five-year period, for the rescue of his residence, the payment of a monthly instalment , 231,72 euro , for 18 years, 216 equal monthly instalments.
(g)Relieve the debtor of the balance of the amount of the debt of 16.441,28 euro. after you have complied with the provisions of .
Finally, as a Union for the Protection of Consumers in Crete, ,we emphasize that the Law Katselis remains in force and after 1-1-2016, but what’s the strict income and asset criteria.
And even διαβεβαιοÏμε borrowers that , in the Union of Protection of Consumers of Crete , and the new year, will be available in the service of borrowers , for information and counseling and inclusion in the new legal framework, the amended to.Katseli and n. Dendias for professionals. Therefore we invite the borrowers ,either to visit the office, working days and hours ,to the following address: (a) Platt.1866 no.2 CHANIA (b)ΛακÎÏδας 11 Ierapetra to communicate with us σταΤηλ.Fax : 2821092306 Fax : 2821086245 Chania, Tel.Fax 2842020140 Ierapetra
e-mail:epkxan@gmail.com
The Chairman of the Union of Consumer Protection Crete
Joan Μελάκη”
E.E.K.Crete: “Victorious by the department.no.47/2015 decision of the Court of Sitia, for seasonal employee”
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