Amelia Anastasakis
Can all the information to suggest that the creditors insist on the final abolition of the personal difference of the old pensioners, however, the Greek government argues strongly that “something is not going to happen, and it will maintain the old pensioners by the end of 2018”.
Be that as it may, however, either way, almost 2.700.000 pensioners -who receive pensions before the enactment of the new insurance law, will suffer reductions of up to 39%! And this is why, the επανϋπολογισμός of old pensions under the new law, will bring reductions, since the old pensions will have to adapt-always downwards – with the new data.
From the beginning, of course, of the new law, the government for there not to be a disturbance and insurrection, hastened to reassure the old pensioners that until 2018 there will be a “stage adaptability” in which will be given this “difference” to the old pensioners, that will provide them with the State reduction. Beyond that, however, pensioners will get the same reduced new amounts of pension that it will take the new retirees.
All this, however, seems to be falling apart, after the creditors want persistently the abolition of the personal difference…
Everything you need to know the old pensioners
The personal dispute concerns only the old pensioners. For in 2.700.000 pensioners who already λαμβάνουνσυντάξεις. The new insurance law passed on May 12, 2016, provides for the pensions that you have until mid-2017 -about until the next September – to επανϋπολογιστοÏν on the basis of the new low replacement rates provided by law.
Pensions are now split into two pieces. The first piece corresponds to the “contributory pension”, and the second in the “national pension”. The contributory part of the pension is calculated on the basis of the means-tested earnings, duration of insurance and the first year replacement rates.
For the calculation of the contributory part of the pension of an insured person into account as a means-tested remuneration the average monthly salary throughout the duration of the insurance of the life. Those who ασφαλισμενοι submitted a pension application from 13.05.2016 and in the year 2016, the pension earnings are calculated as the average monthly salary of the insured person from the year 2002 and up to the submission of the application. From here on out, every year, the time reference period for the calculation of pensionable service earnings increased by a year.
Scales years of age insurance replacement rates
from 0 to 15: 0,77%
15.01 m in length to 18: 0,84%
18,01 to 21: 0,90%
21,01 to 24: 0,96%
24,01) to (27): 1,03%
27,01 to 30: 1,21%
30,01 to 33: 1,42%
33,01 to 36: 1,59%
36,01) to (39): 1,80%
39,01 to 42: 2 %
Comparative: Old and new pensions
(1) From 6% to 8% is the personal difference, between the ‘ old ‘ and ‘ new ‘ pensions, for those receiving the minimum limits of CAPACITY.
(2) To 22% the average of the personal differences for those from IKA, and the Public in over 40 years of insurance.
(3) From 30% to 39% range, the personal differences for old pensioners of the State under 34 years of insurance.
(4) By 32%-35% for the old pensioners of OAEE – ex-TEBE
COMPARATIVE EXAMPLES
(1) a Retiree who now receives a gross amount of main pension of 500 euro. On the basis of the new insurance system, because he left with a pension salary of 800 euros will receive a contributory pension 105 euro and National pension 384 euro. A total of 489 euro.
The “personal difference” is 11 euro.
(2) a Retiree who now receives a gross amount of main pension of € 800. On the basis of the new insurance system because he ran away with means-tested earnings 1.241 euros will receive a contributory pension 313 euro and National pension 384 euro. A total of 697 euros.
The “personal difference” is 103 euro.
(3) Retiree who now receives a gross amount of main pension of 2,000 euros. On the basis of the new insurance system, because he ran away with means-tested earnings 2.373 euro will receive a contributory pension 893 euro and National pension 384 euro. A total of 1.277 euro.
The “personal difference” is 723 euro.
Source
Personal difference: How much money you will lose from the abolition of the old ones are retired?
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